Get your mortgage Sussed

Find a mortgage adviser

Tell us where you are and what you need, then pick an adviser to talk to. Free to use, and nobody pays to be listed.

Not sure who to pick? Ask us to match you with an adviser.

How it works

  1. 1

    Tell us what you need

    Buying your first home, moving banks, or borrowing more: five short steps, about two minutes, and no account to create.

    Start What we ask, and why

  2. 2

    Or choose an adviser

    Pick from advisers who cover your area, or let us suggest one. Only the adviser you choose sees your details.

    Browse advisers How we rank them

  3. 3

    Hear back within a working day

    Your adviser has a working day to accept. When they do, they get your name and number and call you to arrange a free first chat. If they don't, we tell you and offer someone else.

    Start What happens if nobody replies

Why use an adviser?

Your bank can only offer you its own mortgages. A mortgage adviser works across lenders, and works for you.

More than one bank

An adviser can put your application to several lenders and tell you how they compare, instead of the one set of products your bank sells.

Usually free to you

Most advisers don't charge you. The lender pays them when your mortgage settles, and any fee an adviser does charge is shown on their profile.

Someone on your side

They handle the paperwork and the back-and-forth with the lender, and they're there again the next time you need them.

Who is Sussed?

Sussed is a 100% independent directory of New Zealand's mortgage advisers. Every listed adviser is registered to give financial advice; every verified one has proved who they are. Nobody pays to appear here, and no rating is shown without a source.

Made in Otago by a small independent team, not by a bank or a lender, and advisers pay only when a client signs a loan offer. How we verify and rank advisers.

Whatever you're doing

Buying your first home? The first home buyer calculator shows your deposit with KiwiSaver and the price range the lending rules allow.

Questions

Are you a mortgage adviser? Claim your profile and pay only when a client signs a loan offer.

For advisers